Checking

Wyoming Community Bank offers several options to meet the needs of our business customers. Please review the options below by clicking on each for more information.

 

 

 Apply Now

 

Business Checking

Enhanced Business Checking

Business Interest Checking

Business Money Market

Minimum to Open

$100 $100 $1,500 $2,000

Fees

$8 Monthly Fee
$.20 per check if there are over 100 checks per statement cycle
$25 monthly fee if the average balance falls below $7500 during statement cycle $12 monthly fee if the average balance falls below $1500 during statement cycle $12 monthly fee if the average balance falls below $2000 during statement cycle
$2 fee per withdrawal for more than 6 per cycle

Interest Features

Not Available Not Available Tiered Rate Tiered Rate

Restrictions

For businesses with minimal check writing activity (100 or less) For businesses with substantial check writing activity (more than 100) For Sole-proprietors and non-profit organizations Limited Withdrawals

Added Benefits

  • Imaged Checks
  • Cash Management*
  • MasterCard® Business Debit Card*
  • Merchant Services
  • Imaged Checks
  • Cash Management*
  • MasterCard® Business Debit Card*
  • Merchant Services
  • Imaged Checks
  • Cash Management*
  • MasterCard® Business Debit Card*
  • Merchant Services
  • Imaged Checks
  • Cash Management*

* Some restrictions apply

 

Business Checking

Whether you are just starting a business, or staying small, WCB’s Business Checking offers a great deposit solution. The account includes imaged checks and deposit slips on your statement, a  MasterCard® Business Debit card*, ACH services, and Online Banking** – which may include ACH and wire transfer services, direct deposit solutions, and Bill Pay.

A $100 minimum deposit required to open an account. A check writing limit applies. If more than 100 checks are written within the statement cycle, a $.20 per check fee is assessed for those checks over the 100 check limit. An $8.00 monthly fee is assessed each statement cycle. Apply Now

 

Enhanced Business Checking

The most flexible option to meet your business’ needs. Benefits include unlimited check writing, imaged checks and deposit slips with your statement, a MasterCard® Business Debit card*, and Online Business Banking** – which may include ACH and wire transfer services, direct deposit solutions, and Bill Pay.

A $100 minimum deposit required to open an account. A $25 monthly fee is assessed if the average account balance falls below $7,500 within the statement cycle. Apply Now

 

Business Interest Checking

Designed for sole proprietorships and non-profits, our Business Interest Checking earns a tiered interest rate on the funds in your account. You also receive unlimited check writing, imaged checks and deposit slips with your statement, a MasterCard® Business Debit card*, and Online Banking** – which may include ACH and wire transfer services, direct deposit solutions, and Bill Pay.

A $1,500 minimum deposit required to open an account. A $12.00 monthly fee is assessed if the average account balance falls below $1,500 within the statement cycle. Apply Now

 

Business Money Market Checking

WCB’s Money Market accounts are ideal for earning interest on higher balances, while still having access to your funds. Your account will receive a tiered interest rate, imaged checks on your statement, and Online Business Banking.

A $2,000 minimum deposit is required to open an account. A $12.00 monthly fee is assessed if the average account balance falls below $2,000 within the statement cycle. This account is limited to either a combination of three (3) check withdrawals and three (3) debit transfers, or six (6) debit transfers per month. A $2.00 per withdrawal fee will be assessed for all withdrawals over the six withdrawal limit during the statement cycle.† Apply Now

 


*Application fees and/or restrictions may apply.

**Service fees and/or restrictions may apply.

† – We are required by Federal regulation to limit the number of withdrawals per month for Savings and Money Market accounts to 6 covered withdrawals. Covered withdrawals include checks or electronic funds transfers, and do NOT include withdrawals made in person at a WCB branch, by mail, by messenger, or at an ATM. If you make more than 6 covered withdrawals per month three times within the prior 12 months we will ask you to either change your account type or close the account.

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