Merchant Card Services


Partner with Wyoming Community Bank… The people you know and trust

Comprehensive Merchant Services:
•Acceptance of Visa®, MasterCard® and Discover Network® cards are automatically included with the program
•Competitive pricing
NO hidden fees
• 24 hour application approval
•Next day equipment delivery available
• Ease in equipment installation and training
•’Next day’ settlement of funds
• 24/7 technical support
•Online account viewing

Merchant Card Processing Solutions

Many Options Available:
•Electronic Ticket Capture
•Mobile Payment Processing
•ARU-Touch Tone Telephone
•Electronic Check Acceptance
•PIN Debit
•Applications for: Retail, Hotel, and Restaurant
•Pay at the Pump
•Software Support: ICVerify, Authorize.Net, Global Gateway e4, VeriSign

Equipment Options

Most common but not limited to:
•Mobile Processing (iOS & Android)
•Verifone VX520
•Verifone VX680 (portable)
•Optimum T4220
•VX805 (pin pad)
•FD35 (pin pad)

To discuss your specific needs with your bank representative, call 307-857-9000.

Merchant FAQ’S

What is the Address Verification System?
The address Verification System, also known as AVS, is used for merchants processing mail, telephone and Internet purchases. The merchant is prompted to enter the customer’s home address. The AVS system compares the address received to the actual address on the card file. If the address information does not match, the AVS system will detect that for you. This feature provides security for the merchant by alerting the merchant to a potentially stolen card.

What is the discount rate?
The discount rate is the percentage rate of each transaction that the processing companies such as Visa, MasterCard and Discover charge for transaction processing. The actual charge is determined by the way the transaction is processed, such as swiped, hand keyed or ARU.

How will I receive funds?
Funds will be deposited in the designated account that appears on the Merchant Application.

Will I receive a statement?
A monthly statement that will break down day-to-day sales volume and associated processing fees will be mailed and available for on line access.

What is PCI \ DSS Compliance?
The National Network requirements to ensure that all companies/merchants that process, store or transmit credit card information maintain a secure environment. All merchant equipment and third party processors capturing cardholder data must be compliant and certified. Standards can be found at

Can I accept American Express Cards?
You may apply to American Express by calling 1-800-874-8848