Checking

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Wyoming Community Bank offers several options to meet the needs of our customers.  All of our accounts are available with Online Banking, estatements, MasterCard® Debit Card* and unlimited check writing*.  Please review the options below by clicking on each for more information.

Apply Now

 

Free Checking

Reward Checking

WCB Personal Checking

Senior Legacy

WCB Interest Checking

Money Market

Minimum to Open

$100 $100 $100 $100 $1,000 $2,000

Fees

None None $4 monthly fee if average balance falls below $300 during statement cycle None $12 monthly fee if average balance falls below $1,000 during statement cycle $12 monthly fee if average balance falls below $2,000 during statement cycle
$2 fee per withdrawal for more than 6 per cycle

Interest Features

Not Available Current Rate Not Available Not Available Tiered Rate Tiered Rate

Restrictions

  • Electronic Statements Required.
  • Check images not available on statements
Restrictions Apply None For customers 55 years or better None Limited Withdrawals
 All accounts include eStatements, Online Banking, unlimited check writing and a MasterCard® Debit Card*

Added Benefits

 
  • ATM Fee Refunds*
  • Online BillPay
  • Imaged Checks
  • Online BillPay
  • Imaged Checks
  • Online BillPay
  • Additional benefits**
  • Imaged Checks
  • Online BillPay
  • Imaged Checks

 * Some restrictions apply

** Free wallet style checks, no fee money orders & cashier’s checks, 50% discount on stop payments & wire transfers, 25% discount on safe deposit rental.

 

Reward Checking

Be Rewarded. Free Reward Checking rewards you for banking with us. By meeting three easy qualifications every month you can receive 2.01% APY1 on your balance up to $25,000.00, as well as up to $25.00 in refunds on ATM fees. Just make 10 debit card purchases2, receive one direct deposit or make one automatic payment, and enroll and receive electronic statements. All it takes to open is a $100 minimum deposit.  Apply Now

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Free Checking

Free Checking offers unlimited check writing, no service or maintenance fees. With this account you will also receive a MasterCard® Debit card3 and free Online Banking, excludes Bill Pay. All it takes to open is a $100 minimum deposit and the ability to receive electronic statements. Apply Now

 

WCB Personal Checking

WCB Personal Checking has all the features you could ever want in a checking account. Unlimited check writing, imaged checks with your statement, a MasterCard® Debit card3, free Online Banking and Bill Pay are all included with this account.  Student customers receive free box of checks when a 3.25 GPA is achieved each semester.

A $100 minimum deposit is required to open an account. A $4.00 monthly fee is assessed if the average account balance falls below $300 during the statement cycle. Apply Now

 

Senior Legacy Checking

Senior Legacy Checking has all the benefits of our WCB Checking with some added bonuses for those 55 or better. Just like our WCB Checking, you will receive unlimited check writing, imaged checks with your statement, a MasterCard® Debit card3, and free Online Banking and Bill Pay. Additionally, you will receive free wallet style checks4, no fees on money orders or cashiers checks, 50% off stop payment and wire transfer fees, and 25% off safe deposit box annual fees. This account also has no minimum balance requirement, service or maintenance fees.

A $100 minimum deposit is required to open an account. Apply Now

 

HundredDollarWCB Interest Checking

Our WCB Interest Checking allows you to have the flexibility of a checking account with the interest earnings you deserve. Benefits include tiered interest income, unlimited check writing, imaged checks with your statement, a MasterCard® Debit card3, and free Online Banking and Bill Pay.

A $1,000 minimum deposit is required to open an account. A $12.00 monthly fee is assessed if the average account balance falls below $1,000 during the statement cycle. Apply Now

 

Money Market Accounts

Our Money Market accounts are ideal for earning interest on higher balances, while still having access to your funds. Along with tiered interest, you will also receive imaged checks with your statement, and free Online Banking.

A $2,000 minimum deposit required to open account. A $12.00 monthly fee is assessed if the average account balance falls below $2,000 during the statement cycle. Account holders are limited to either a combination of 3 checks and 3 debit transfers, or 6 debit transfers per month. Withdrawals made in person at one of our branches Does Not count toward the withdrawal limit. A $2.00 fee will be assessed for each withdrawal over six per statement cycle. Apply Now

 


All new accounts are verified through ChexSystems.

 

12.01% Annual Percentage Yield (APY) paid on balances between $0.01 and $25,000.00 and .20% APY paid on any amount above $25,000.00 if monthly statement qualifications are met. If monthly statement qualifications are not met, your average daily balance for that month will receive 0.05% APY and you will not receive ATM fee refunds for that month. To meet the monthly statement qualifications, you must 1) have ten debit card transactions post and settle; 2) have at least one Direct Deposit or ACH Auto Debit per statement cycle post and settle; and 3) enroll and receive electronic statements. You will also receive up to $25.00 in ATM Fee Refunds per statement cycle if qualifications are met. 2.01% APY and .20% APY effective as of 11/18/16; all other APYs effective as of 8/20/2010 and are subject to change at any time. Fees may reduce earnings. If you close your account before interest is credited, you will not receive the accrued interest.

2ATM transactions do not count toward the ten required debit card transactions during the cycle month.

3 Application fees and/or restrictions apply.

4Check orders limited to one (1) box of 260 checks per order.

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